Welcome to Refer Plans! By accessing or using our services, you agree to be bound by the following Terms of Service (“Terms”). Please read these Terms carefully before using our website and services.
1. Acceptance of Terms
By using Refer Plans, you confirm that you accept these Terms and agree to comply with them. If you do not agree to these Terms, please do not use our services.
2. Overview of Service
Refer Plans is a web application that facilitates the exchange of health insurance leads between registered companies ("Users" or “Companies”). Users can share client information and coordinate scheduled appointments through the platform, including optional Google Calendar integration for streamlined scheduling.
3. User Eligibility
To use Refer Plans, Users must:
- Be a registered health insurance provider or affiliated agent.
- Have the authority to bind their company to these Terms.
- Provide accurate information during registration.
4. User Accounts
Users are responsible for maintaining the confidentiality of their login credentials and are fully responsible for all activities that occur under their account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.
5. Privacy and Data Usage
By using our service, you consent to the collection, storage, and use of information as outlined in our Privacy Policy. This includes:
- Personal data for identification and communication purposes.
- Calendar data, if you choose to integrate with Google Calendar, for scheduling and coordinating appointments.
For more details, please review our Privacy Policy.
6. Use of Google Calendar Integration
The Google Calendar integration feature allows Users to send and receive appointment details directly to and from their Google Calendar accounts. By enabling this feature:
- You grant Refer Plans access to interact with your Google Calendar for the purpose of managing appointments.
- You may disconnect Google Calendar at any time within the settings.
Refer Plans does not assume responsibility for missed or altered appointments due to issues beyond our control with Google Calendar or other third-party services.
7. Prohibited Activities
Users agree to use Refer Plans in accordance with applicable laws and not to:
- Share false or misleading information.
- Distribute or exchange leads outside of the agreed terms with other users.
- Attempt to gain unauthorized access to our systems or other users’ accounts.
8. Intellectual Property
All content, software, and trademarks on Refer Plans are the property of our company or our licensors. You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the service without express permission.
9. Liability and Disclaimer of Warranties
Refer Plans provides services on an “as is” and “as available” basis without any warranties of any kind, either express or implied. We do not warrant that the services will be uninterrupted, secure, or free of errors.
10. Indemnification
You agree to indemnify, defend, and hold harmless Refer Plans, its officers, employees, and affiliates from any claims, damages, or expenses arising from your use of our services or your breach of these Terms.
11. Termination
Refer Plans reserves the right to suspend or terminate your account if you violate these Terms or engage in any unlawful or prohibited activities. Upon termination, all rights granted to you will cease, and you must stop using the service immediately.
12. Modifications to Terms of Service
We may revise these Terms at any time. If we make significant changes, we will notify you through the platform or via email. By continuing to use our service after any changes, you agree to be bound by the revised Terms.
13. Governing Law
These Terms are governed by the laws of [Your Jurisdiction]. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in that area.
14. Contact Information
If you have any questions about these Terms, please contact us at: [email protected]